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Types of Financial Aid
Andover Newton Financial Aid consists of a combination of scholarships (need-based and/or merit) and federal student loans.

Andover Newton Theological School offers five kinds of scholarship to qualified students.

  • Need-Based aid
  • Merit scholarships
  • Volunteer service
  • International
  • Yellow Ribbon awards for post-9/11 veterans of the Armed Forces
Need-Based Aid

All students accepted to a degree program at Andover Newton can apply for need-based financial aid. Students must complete the Free Application for Federal Student Aid (FAFSA) in order for Andover Newton to determine their financial need. Need is determined by subtracting the expected family contribution, determined from the FAFSA, from the estimated cost of education. In order to receive an Andover Newton need-based award, a student must be in a degree program and registered for at least 3 classes in fall and/or spring semester. Special students and certificate students are not eligible for need-based aid. Awards range from $2,000 to $6,000 per academic year. There are many named scholarships that make up an Andover Newton need-based award. Awards are not renewable and students must reapply annually.

Merit Scholarships

Each year, the Admissions Office awards a limited number of competitive scholarships to fall entering students who have demonstrated excellence in their previous academic pursuits.  All candidates who apply by the priority deadline are considered for merit awards: there is no separate application, and need is not considered. When granting merit-based scholarships, the Admissions Office considers several factors including academic achievement (with an emphasis on undergraduate performance), community service, and leadership in churches or faith-based organizations.  Merit awards typically range from $2,000 per year to full tuition and extend through the completion of the degree program. Awards do not cover non-tuition fees or other expenses.  Recipients must remain in good academic standing and meet any award-specific requirements to be eligible for merit award renewal.


Recognizing that past academic success is a strong predictor of future success, Andover Newton extends academic-based awards to a limited number of applicants each year. Students receiving these awards are expected to raise the level of discussion in the classroom, to serve as public ambassadors for the school, and to contribute to the intellectual scholarship of the larger religious community.

• Faculty Award
The Faculty Award is intended to remove barriers to enrollment each year for one or two highly qualified prospective students who make Andover Newton their first choice among seminaries.  Nomination for faculty awards is rare, but it is one way that faculty can express their interest in bringing a particular student’s voice into the classroom dialog.

• Presidential Scholarship
The Presidential Scholarship honors students with outstanding academic preparation for theological study. An undergraduate GPA of 3.5 or higher serves as an initial requirement.

• Kelsey Scholarship
The Kelsey Scholarship is named in honor of a distinguished Andover Newton alumnus from the class of 1937, the Reverend Dr. George D. Kelsey, in celebration of his commitment to multicultural ministries. Kelsey Scholarships are awarded on the basis of academic merit to North Americans who are members of ethnic minority groups. An undergraduate GPA of 3.0 or higher serves as an initial requirement.

• Dean’s Award
The Dean’s Award recognizes the achievements of candidates who have demonstrated strong preparation for leadership.  An undergraduate GPA of 3.0 serves as an initial requirement.

• Hearst Scholarship
The Hearst Scholarship was initiated to help recruit exceptional African American and Hispanic American students to our Doctor of Ministry program. Recipients of the Hearst Scholarship at Andover Newton are selected to honor their excellence in academics, years in ministry in the United States, creative approach to ministry, and potential for leadership beyond the local congregation. A cumulative 3.0 GPA from previous academic work is an initial requirement.

• Nickerson Scholarship
The William and Lucille Nickerson Merit Scholarship is awarded to full-time students, with preference given to students preparing for Protestant ministry and additionally to candidates for ordination in the Congregational Church and/or the United Church of Christ. Nickerson Scholars are generally named once every three years.

• Advocacy Scholarships
Each year, the Admissions Office awards a limited number of competitive scholarships to entering students who have an outstanding track record of leadership in their faith tradition, work in social justice, and service to their communities. When granting advocacy scholarships, the Admissions Office considers life experience including employment and community service, leadership in churches or faith-based organizations, ethnic affiliation, and specific ministry goals.  Advocacy awards cover the full cost of tuition and extend through the completion of the degree program.  Awards do not cover non-tuition fees or other expenses.

• Claude W. Black Scholarship
The Claude W. Black Scholarship is named in honor of distinguished 1943 Andover Newton alumnus Reverend Claude W. Black, in celebration of his life-long commitment to social justice ministries. Scholarship recipients are chosen from among African-American applicants on the basis of potential for leadership in the church, missions, and/or community. Recipients must also have strong academic records and histories of active church involvement.

• Orlando E. Costas Scholarship
The Orlando E. Costas Scholarship is awarded in support of the Orlando E. Costas Latino/a Studies program.  This program aims to aid in the understanding of Hispanic/Latino(a) life, theology, and ministry in the United States by bringing visibility to the presence, voice, and agency of the Hispanic/Latino(a) community within and outside of Andover Newton. Recipients of the Costas Scholarship are chosen from among Latino/a applicants on the basis of their leadership potential, academic achievement, and active involvement in church and/or community life.

• Multicultural Ally Scholarship
The Andover Newton Multicultural Ally Scholarship is given to one incoming student at Andover Newton Theological School each year. It is intended to reward and foster commitment to creating environments free of discrimination and harassment through the involvement in and advocacy for minority communities of all kinds (ethnic, religious, sexual, etc.)

Volunteer Service

Through a partnership with City Year, Andover Newton provides tuition discounts to admitted students who have completed two or more years of service as staff at City Year.

International Scholarships

International student scholarships and tuition support are available on a limited basis. Usually this support is available for the duration of the program.

Yellow Ribbon Awards

United States veterans who have served since September 11, 2001 are eligible for a Yellow Ribbon Award at Andover Newton, regardless of the level of benefits received throught the Veterans Administration.  Andover Newton's tuition and fees are well below the national guidelines, and our location in Newton, Massachusetts qualifies veterans for a generous housing benefit regardless of where the veterans live.  Applicants who are veterans should indicate their veteran status on their admissions application.  Once admitted, candidates submit a certification of eligibility to the Registrar's Office.  Andover Newton is proud to have offered the Yellow Ribbon Award since the inception of this benefit program.

All students are eligible to receive a Federal Direct Loan, provided they meet eligibility requirements. Students are not required to show financial need in order to receive a loan, but do need to complete the Federal Application for Federal Student Aid (FAFSA). Students must apply for a Federal Student Loan annually

Federal Direct Unsubsidized Stafford Loan
A student may be eligible for up to a maximum of $20,500 in unsubsidized loan provided the student is attending at least half-time (6 credits or more), is in a degree program, and the amount of loan does not exceed the cost of attendance. An origination fee will be deducted from the loan amount prior to disbursement. Interest begins to accrue upon disbursement of the loan. Students have the option to pay the interest monthly while in school (recommended) or let the interest capitalize on top of the principal (thus, each month the principal grows with interest added). Repayment begins six months after the student graduates, withdraws, or enrolls for less than half time. The standard repayment term is ten years, but other options may be available if loans are consolidated.

Federal Graduate PLUS Loan
Much like the Federal Direct Unsubsidized Stafford Loan, with a Federal Graduate PLUS Loan the student borrows through the Federal Direct Loan Program. To borrow through this loan program, the student must be eligible for federal aid and must pass a basic credit check, performed by the Department of Education, which is the lender. Students may borrow up to the cost of attendance minus other financial aid received (Andover Newton financial aid and unsubsidized student loan), provided the student is attending at least half-time (6 credits or more) and is in a degree program. An origination fee will be deducted from the loan amount prior to disbursement. Interest begins to accrue upon disbursement of the loan. Repayment begins within 60 days of the final disbursement of the loan; however, students enrolled at least half-time may defer payments while in school. The standard repayment term is 10 to 25 years depending on the loan amount but may be extended through loan consolidation.

Master Promissory Note and Entrance Counseling Interview
All students who take out loans must complete an online Master Promissory Note (unless an MPN is on file with the Department of Education) and on the student loan website.

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