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Benefits

Employment: Benefits

Listed below are the general benefits offered to employees of Andover Newton Theological School.

Health Insurance
Flexible Spending Accounts
Life Insurance
Long Term Disability
Pension
Tax Deferred Annuity Plan
Holidays
Vacation
Sick Leave
Personal Days
Use of the Library

Health and Accident Insurance

All employees who work twenty-eight (28) or more hours a week are eligible to receive group health and accident insurance coverage through Andover Newton. Please see the Director of Human Resources for further details.

The School pays a percentage of the premium for an employee and his/her spouse and children in any one of the health and accident insurance plans approved by the School. Health insurance co-payments owed by employees are paid either by payroll deduction or by payroll reduction through the Premium Payment Plan for medical expenses.

In order to preserve the accuracy of health insurance records, any changes in an employee’s family situation - marriage, birth or adoption of a child, divorce, or death of a dependent, must be reported to the Director of Human Resources as soon as possible. The Director of Human Resources must also be notified if a child becomes ineligible to participate in a medical plan due to age or change in student status.
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Flexible Spending Accounts

Andover Newton offers a “Cafeteria Plan” as part of the employees benefits program. The Cafeteria Plan is made up of the Premium Payment Plan, the Medical Reimbursement Program and the Dependent Care Assistance Program. Flexible Spending Accounts are reimbursement benefits under the Cafeteria Plan. Flexible Spending Accounts are salary reduction arrangements under IRS Code Section 125 for the purpose of allowing employees to convert part of their earnings on a pre-tax basis into separate spending accounts to fund allowable health care and/or dependent care expenses. Co-payments for health insurance premiums may be paid on a pre-tax basis through the Premium Payment Plan. New employees may establish a Flexible Spending Account at the time of hire. Current employees may sign up for the program in December of each year for a January first starting date.
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Life Insurance

Fully paid group term life insurance coverage in the amount of one times earnings is provided for all employees who work twenty (20) or more hours a week on a regularly scheduled basis to a maximum of $75,000.
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Long Term Disability

All employees who regularly work thirty (30) or more hours a week are eligible to participate in our group long term disability insurance plan on the first day of the month coincident with or following ninety (90) days of employment. Andover Newton underwrites the entire cost of this program.

The School's group plan assures a monthly disability income, including any such other disability benefits for which a member may be eligible (e.g. Social Security), equal to 60% of base monthly pay to a maximum monthly benefit of $5,000. Disability income occurs after three months of total disability and continues to age 65. If a disability occurs at age 65, the benefit amount will be paid for 24 months. The disability income benefit payment period declines with each year of age attained thereafter to a maximum of 12 months at age 69 or over.
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Pension

Employees who work twenty (20) or more hours a week are eligible to participate in a pension program at a rate determined by the Board of Trustees. The full cost of this program is paid by Andover Newton. All are eligible to participate in retirement plans approved by the School (limited to denominational plans and TIAA/CREF).

Exempt employees will begin participation on the first business day of the month coinciding with or next following employment at the School. (For example, if the employee's first day of employment is September 15, participation would begin on the first business day of October. If the first day of employment is Monday, September 3, also the first business day of the month, then participation would begin immediately.) All other eligible employees will begin participation on the first day of the month coinciding with or following the completion of one year of service at the school and attainment of age twenty-one (21).
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Tax Deferred Annuity Plan

All employees who work eighteen (18) or more hours a week may participate in the Andover Newton Tax Deferred Annuity Plan on the first day of the month coincident with or immediately following employment at the school. To participate in the Plan, an employee must complete both the enrollment form as well as a Salary Reduction Agreement, and return them to the Director of Human Resources. Under a Salary Reduction Agreement a portion of the salary earned is applied on a before tax basis to an annuity contract by the employee, rather than being directly paid to the employee. Salary reduction amounts are not subject to federal income tax until they are paid to the employee in the form of benefits. You are fully and immediately vested in the benefits arising from contributions made under this Plan as soon as you enroll.
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Holidays

Andover Newton Theological School observes fourteen (14) paid holidays as follows:

New Year's Day January 1
Martin Luther King Jr.'s Birthday 3rd Monday in January
President's Day 3rd Monday in February
Good Friday Friday before Easter
Patriot's Day
(Classes held, offices closed)
3rd Monday in April
Memorial Day Last Monday in May
Independence Day July 4
Labor Day 1st Monday in September
Columbus Day 2nd Monday in October
Veteran's Day November 11th
Thanksgiving 4th Thursday & Friday in November
Christmas December 25 and at least one other day

Holidays falling on a Sunday are observed on Monday; holidays falling on Saturday are observed on Friday.
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Vacation

During the first year of employment non-exempt employees accrue vacation at the rate of .83 days for each full calendar month worked. On and after the first day of the month coincident with or following one year of employment, vacation days are earned at the rate of 1.25 days per month. On and after the first day of the month coincident with or following nine years of employment, vacation days are earned at the rate of 1.67 days per month. This schedule is as follows:

After one year: 10 working days
After two years: 15 working days
After nine years: 20 working days

Exempt employees accrue vacation at the rate of 1.67 days for each full calendar month worked, which is 20 working days per year.

An extra day is allowed for any paid holiday which occurs during a vacation period. If payday falls during a vacation period, it is possible to receive the regular monthly or semi-monthly paycheck in advance if the Payroll Manager is given at least three weeks notice.

The vacation year is the same as the fiscal year. Ten (10) vacation days from the prior fiscal year may be accumulated for use in a subsequent year. An employee is not entitled to take vacation with pay for the first ninety (90) calendar days of employment, although vacation is accumulated during this period for future use.
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Sick Leave

Sick leave is accumulated at a rate of one full day each full calendar month worked to a total of ninety (90) work days. Sick leave may also be taken for medical exams and dental appointments. When a person must be absent due to illness in his/her immediate family, the absence will be charged to the employee's sick leave. An employee is not eligible to take sick leave with pay for the first ninety (90) calendar days of employment, although sick leave is accumulated during this period for possible future use. If a salaried employee reports to work and later leaves on account of illness at any time during the day, no sick leave is charged. Repeated abuse of this policy will result in disciplinary action. An employee who is absent from work for five (5) or more consecutive days may be required to provide a physician's statement indicating a level of fitness which allows for safe return to normal job related responsibilities.

Please note that employees are not paid for unused sick leave at the time of termination of their employment.
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Personal Days

Up to three (3) paid days may be taken at the employee's discretion in any fiscal year by employees who work twenty (20) or more hours a week. An employee's request for a personal day must be submitted in writing in advance to the supervisor and will generally be approved consistent with the school's operational needs. Advance request for use of personal days is expected but not required if emergency conditions make this impossible.
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Use of the Library

Employees may use the Franklin Trask Library and may borrow books subject to library regulations. They may register for a library identification card at the Circulation desk.
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