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Fees and Expenses

Andover Newton believes that preparation for lay or ordained ministry involves a joint commitment by the School and its students. We strive to make it possible for all committed and qualified persons to seek a theological education.

What students actually pay in tuition and fees reflects only one-third of the cost of their education. The majority of the cost is paid by gifts from alumni/ae, friends, churches, and endowment income.

Approximately half of the M.Div. and M.A. students receive scholarship assistance to defray remaining costs.

For more information, view the current Tuition and Fees.


All charges for Fall and Spring terms (tuition, fees, rent, and food service) may be paid in full at the time of registration or in four equal installments during the semester. The first payment is due upon registration with the balance due the first of each of the following three months. Students electing the installment method will be assessed interest on the unpaid balance. Charges for Winter and Summer sessions must be paid in full at time of registration. A student may be separated from the School for failure to meet financial obligations.

Refund Requirements and Policies

Title IV Federal Financial Aid programs for graduate students may include Perkins Loans, Stafford Loans, and Federal Work-Study (FWS). Andover Newton only participates in the Stafford Loan program, which is subject to the Title IV refund process.

Federal Refund Requirements

Effective October 7, 2000, the United States Department of Education substantially changed the way funds paid toward a student's education are handled when a recipient of Title IV Federal Financial Aid withdraws from school. The new requirements deal only with federal funds and do not dictate an institutional refund policy. The amount of federal aid earned is based on the amount of time the student spent at school in academic attendance.

Students receiving Stafford Loans who withdraw on or before the 60 percent point in the semester (in calendar days) are entitled to keep only the portion of the loans they have earned up to the point of official withdrawal from the school. If students who are receiving federal loans withdraw after the 60 percent point in the semester, they are considered to have earned all of their federal loans for that semester.

The official school withdrawal date is either the date the student began the withdrawal process or officially notified the designated office (Academic Dean) of the intent to withdraw. If the student does not follow the school's withdrawal process, the date of withdrawal is either the midpoint of the semester or a date determined by the last documented date of academic activity.

School Refund Policy

Students who withdraw before the end of the School Add/Drop period of either the Fall or Spring semester are entitled to a full tuition refund. Students will be charged for room and board costs incurred up to the point of their official withdrawal. Students who withdraw after the School Add/Drop period of either the Fall or Spring semester are charged in full for their incurred costs.

Refunds to the student and/or the federal financial aid programs by the student or the School will be made within 30 days of the date that the School determines the student has withdrawn.

School fees and payments to the school health insurance plan are non-refundable.

Updated September 21, 2006